Till Stowasser
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Research interests

Applied Microeconomics, Behavioral Economics, Political Economy, Organizational Economics.

Publications (peer-reviewed)

Rodolfo Sejas-Portillo, Mirko Moro, and Till Stowasser (2024). The Simpler the Better? Threshold Effects of Energy Labels on Property Prices and Energy-Efficiency Investments. American Economic Journal: Applied Economics, Forthcoming. [Link]

​David Comerford, Mirko Moro, Rodolfo Sejas-Portillo, and Till Stowasser (2021). Leveraging the Motivational Effects of Labels: Lessons from Retrofitting. Behavioral Science & Policy, Vol. 7 (2), pp. 17–25. [Link]
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Florian Englmaier, Arno Schmöller, and Till Stowasser (2018). Price Discontinuities in an Online Market for Used Cars. Management Science, Vol. 64 (6), pp. 2754–2766. [Link]

Florian Englmaier and Till Stowasser (2017). Electoral Cycles in Savings-Bank Lending. Journal of the European Economic Association, Vol. 15 (2), pp. 296–354. [Link]

Miriam Breckner, Florian Englmaier, Till Stowasser. and Uwe Sunde (2016). Resilience to Natural Disasters: Insurance Penetration, Institutions, and Disaster Types. Economics Letters, Vol. 148, pp. 106–110. [Link]

Till Stowasser, Florian Heiss, Daniel McFadden, and Joachim Winter (2014). Understanding the SES Gradient in Health: The Role of Childhood Circumstances. In David A. Wise (ed.), Discoveries in the Economics of Aging, NBER & University of Chicago Press, pp. 187–219 [Link]
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‘Healthy, Wealthy, and Wise?’ Revisited: An Analysis of the Causal Pathways from Socio-Economic Status to Health (with F. Heiss, D. McFadden, J. Winter). In D.A. Wise (ed.), Investigations in the Economics of Aging. NBER & University of Chicago Press, pp. 267-317. [Link]

Other publications (not peer-reviewed)

Till Stowasser (2018). Magische Zahlen: Warum 1000 so viel besser als 999 ist. People Analytics Blog. 

Florian Englmaier and Till Stowasser (2017). Savings Banks in Germany: Welfare versus Politics. OUPblog, Oxford University Press. 

Florian Englmaier, Arno Schmöller, and Till Stowasser (2017). Europe’s Biggest Online Market for Used Cars: Evidence from Germany of Price Discontinuities. Media Briefing for the 2017 Royal Economic Society Annual Conference. 
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Florian Englmaier and Till Stowasser (2015). Electoral Cycles in German Public-Bank Lending. International Banker Magazine. 

Work in progress

Family, Motivation, and Harm: Adolescent Gaming and Gambling in the UK (with Kevin Kim and Philip Newall). 

Human Health or Environmental Health? Quantifying Narratives for Driving Behavioural Change of Single-Use Hygiene Products (with Clare Andrews, David Comerford, Shona Matthews, Mirko Moro, Gözde Özakıncı, and Richard Quilliam). 

Charmers versus Rounders: Rent-Price Discontinuities in the German Housing Market (with Michael Hofmann). 


Electoral Cycles in Bank Lending Explained: The Role of Political Representation in Governing Bodies (with Jonas Markgraf). 


Does Bidding for Complex Goods Reflect All Relevant Information? Field Evidence from Online Gaming (with Florian Englmaier and Arno Schmöller). 

Determinants and Effects of Reserve Prices in Online Auctions (with Florian Englmaier and Arno Schmöller). 


Opinions About Facts: Partisan Asymmetries in Economic Assessments (with Lena Greska). 


Wages and Reference Points (with Florian Englmaier and Felix Peterhammer)
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Electoral Cycles in Bank Lending Explained: The Role of Political Representation in Governing Bodies (with Jonas Markgraf). 
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​Power Politics: Electoral Cycles in German Electricity Prices (with Florian Englmaier, Lisa Hinreiner, and Andreas Roider). 

Grants and Funding

2024-2027: Research grant, »Polyvalent Vaccines For Pangasius Catfish« (Co-I) (£528,250). International Development Research Centre (IDRC). 

2024: Research grant, »Investing in Prevention: Leveraging Innovative Vending Machine Design to Reduce Costs of Publicly Funded Sexual Healthcare.« (PI) (£1,050). Small Grants Scheme, Scottish Economic Society (SES).

2023: Research grant, »Human Health or Environmental Health? Quantifying Narratives for Driving Behavioural Change of Single-Use Hygiene Products« (Co-I) (£17,723). Natural Environment Research Council (NERC).

2021–2025: Funding for full 4-year PhD scholarship (PI) (£85,400). Economic and Social Research Council (ESRC).

2016-2020: Collaborative Research Center SFB/TR-190 »Rationality and Competition: The Economic Performance of Individuals and Firms« (Co-I) (€10,000,000). German Research Foundation (DFG).

2011-2016: Research grant, »Economics of Health, Wealth, and Well-Being« (Co-I) ($2,210,747). National Institute of Aging (NIA).

2010: Visiting research scholarship for doctoral students (Co-I) (€3,054). German Academic Exchange Foundation (DAAD).

2010: Research grant via SFB/TR-15 »Governance and the Efficiency of Economic Systems« (PI) (€6,000). German Research Foundation (DFG).

2006-2009: Full doctoral scholarship (
€39,708). German Research Foundation (DFG). 

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  • Home
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  • Research
  • CV & Links
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    • Insurance Economics 2025
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